With 2025 underway, many Americans are asking whether the IRS will issue additional stimulus payments — especially the much-discussed $1,400 payment. While pandemic-era stimulus provided important relief, the current situation is different. This article dispels rumours and explains what taxpayers should actually expect about direct deposits and stimulus payments in 2025.
No new stimulus payments scheduled for 2025
The U.S. government has not authorised new federal stimulus checks or direct deposit programmes for 2025. The most recent major distribution was the 2021 Recovery Rebate Credit, which provided up to $1,400 per eligible person. Taxpayers had until April 15, 2025 to file claims for any missed payments. Most eligible Americans have already received those payments or claimed the credit on their tax returns.
Claims circulating online that additional payments between $1,390 and $2,000 will be issued this year are unsubstantiated and frequently tied to scams. The IRS has warned that no new stimulus payments are planned and urges taxpayers to rely only on official IRS and government announcements.
Who might still receive a payment?
Although there are no new stimulus rounds, a targeted automatic payment initiative ran from late 2024 into early 2025. This programme reached roughly one million taxpayers who qualified for the 2021 Recovery Rebate Credit but did not claim it on their tax returns. Those automatic payments — up to $1,400 — were issued by the IRS via direct deposit or paper check with official notifications.
If you were eligible but did not file a 2021 tax return, the deadline to claim that credit was April 15, 2025. After that date, no further claims or payments will be processed for the 2021 Recovery Rebate Credit.
Watch out for scams and misinformation
Interest in stimulus-related news has increased scam attempts. Fraudsters use fake websites, emails and phone calls promising early or extra payments in exchange for personal data. The IRS strongly advises taxpayers to never share personal or banking information via unsolicited communications and to verify everything on IRS.gov or other official government sites.
If you expect a payment — what to do
Taxpayers expecting any remaining Recovery Rebate Credit payments should monitor their IRS online account for updates. Payments go to the bank account listed on your most recent tax return or are mailed as paper checks if direct deposit details are unavailable. Keep contact and banking information current with the IRS to avoid delays.
Very short data table
| Aspect | Detail |
|---|---|
| Maximum payment amount | $1,400 |
| Last claim deadline | April 15, 2025 |
| Recipients | Approximately 1 million (automatic payments) |
| Mode of payment | Direct deposit or paper check |
| New payments in 2025? | No |
Frequently asked questions
Q1: Is the IRS issuing new stimulus checks in 2025?
No — there are no new federal stimulus programmes authorised for 2025.
Q2: Who recently received the $1,400 Recovery Rebate Credit?
About one million taxpayers who were eligible but hadn’t claimed the 2021 Recovery Rebate Credit were paid automatically.
Q3: How can I avoid stimulus payment scams?
Only trust official IRS channels, never share sensitive details via unsolicited calls or emails, and report suspicious contacts immediately.
